Bill Notices
Every notice carries different legal rights and deadlines. Find yours below — missing the window significantly reduces your options.
Deadlines matter. Collection notices: 30 days. Insurance denials: 30–180 days. No Surprises Act disputes: 120 days from your EOB. Start your case today.
Received a bill you weren't expecting — or far higher than quoted? Federal law may protect you from paying it entirely.
Your hospital bill has been sent to collections. Time-sensitive — you have 30 days to dispute under federal law.
Your insurance company denied your claim. Most denials are wrongful and overturned on appeal — but your window is limited.
Your provider is billing you for the difference between their charge and your insurance payment. This is often illegal.
A debt collector has contacted you about a medical bill. You have specific enforceable rights under the FDCPA.
The hospital has filed or threatened a lien against your property or legal settlement. Liens are negotiable.
Your Explanation of Benefits doesn't match what your provider billed. This is a billing error requiring formal dispute.
Your hospital financial assistance application was denied. Most denials are appealable and many are overturned.
Time-Sensitive
Our advocates immediately assess your notice type, verify your deadlines, and begin building your case.